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$7500 Tax Credit Available
As the year draws to a close....I thought I would "re-blog" on the $7500 tax credit. Passed by congress is a bill that will allow any buyer that has not owned a home in the last three years (perfect for first time buyers) to claim a $7500 tax Read More...
Pending Home Sales Spike
According to the National Association of Realtors (NAR) the Pending Home Sales Index (PHSI) jumped 7.4% to 93.4 from July to August this year that is 8.8% higher than August 2007. The PHSI is based on the number contracts signed within that given month. Read More...
Skogman Homes Trade-in Program
Trade – in Program Through the first half of the year Skogman Homes has sold 52 new homes, identical to the number sold in 2007. Nearly 33% of the buyers took advantage of the Guaranteed Trade Program. This is one of the best programs in the country Read More...
$7500 Tax Rebate Available
As the year draws to a close....I thought I would "re-blog" on the $7500 tax credit. Passed by congress is a bill that will allow any buyer that has not owned a home in the last three years (perfect for first time buyers) to claim a $7500 tax Read More...
How to figure what you can afford in a monthly mortgage payment........
Just because a lender is willing to lend you the world doesn't mean you should take it. Know what you can manage. Don't over-extend yourself. Gather and tally your fixed monthly expenses (utilities, credit cards, cell phone, groceries, etc) and Read More...
Find out your estimated taxes on new construction
You ever had the question, what are my taxes going to be on new construction? Well Linn County has an estimator out there that will help with that and it can be found at the following link below. You can download the excel version but be sure to update Read More...
Buying or selling?...........You should know FHA!
So with the mess that the lenders got themselves into with the "mortgage boom" of years past, FHA is the new product of choice for a number of buyers. They actually fill in the gaps of where the convention financing pulled their products. So Read More...
Cedar Rapids Market Conditions
912 Single Family Listings Active on the Market in the Cedar Rapids Surrounding Area 510 Sale Pending Listings 566 Sold Listings Info is per CRAAR and for Cedar Rapids and surrounding communites for single family homes. As always....if you would like Read More...
Beware of this scam.........
Get Your Deed From the Recorder – It’s Cheaper National Deed Service Inc. is sending mail to Linn County residents offering to provide a certified copy of a deed for $59.50. “A certified copy of a deed is $6 from us,” said Linn Read More...
Skogman Homes doing well.....
With the Regency Homes annoucing last week that they had laid off all employees except upper managment and the news of the new construction market from the national media, I thought I would share a bit on Skogman Homes. This "down turn" has Read More...
Asked again this weekend..............
Okay...I was asked again this weekend by a friend.....How really is the market doing? I responded here in Cedar Rapids, it is great!.....I have started this year with a bang in sales and Skogman is on pace for another record year. He looked at me and Read More...
FHA is Gaining Popularity
With many lenders not allowing for 100% financing any longer-- the FHA Loan is making a comeback. Most people think that FHA has something to do with first time home buying- but that is NOT the case and with new standards that allow for less hoops to Read More...
Mortgage Update
Market will watch for Fed chairman's comments to Congress Fed Chairman Ben Bernanke will be watched this week as he testifies before Congress about the state of the economy. The Fed recently dropped short-term rates for the third time in two months Read More...
Military Benefit Funds Now Available
Note that this information is outdated. The Iowa Legislature has appropriated $2 million to the Military Service Member Home Ownership Assistance Program. This dollar-for-dollar matching fund helps eligible members of the United States armed forces purchase Read More...