Cedar Rapids Real Estate: Your Online Home Source

Betsy Harrison, REALTOR
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  • $7500 Tax Rebate Available

    Just passed by congress last week is a bill that will allow any buyer that has not owned a home in the last three years (perfect for first time buyers) to claim a $7500 tax credit! How does it work? 1. You must NOT of owned a home within the past three years and is a US citizen filing taxes. 2. You must buy between the dates of April 9,2008 and ...
    Posted to Betsy Cook Harrison (Weblog) by 34598 on August 5, 2008
  • How to figure what you can afford in a monthly mortgage payment........

    Just because a lender is willing to lend you the world doesn't mean you should take it. Know what you can manage. Don't over-extend yourself.Gather and tally your fixed monthly expenses (utilities, credit cards, cell phone, groceries, etc) and subtract that amount from your monthly income. This is roughly what you have left for a ...
    Posted to Betsy Cook Harrison (Weblog) by 34598 on July 2, 2008
  • Find out your estimated taxes on new construction

    You ever had the question, what are my taxes going to be on new construction?  Well Linn County has an estimator out there that will help with that and it can be found at the following link below.  You can download the excel version but be sure to update it often as rollbacks and levys change every July.  I would assume that you ...
    Posted to Betsy Cook Harrison (Weblog) by 34598 on June 4, 2008
  • Buying or selling?...........You should know FHA!

    So with the mess that the lenders got themselves into with the "mortgage boom" of years past, FHA is the new product of choice for a number of buyers. They actually fill in the gaps of where the convention financing pulled their products. So whether you are buying or selling....let me help you with the FHA loan basics. You may ask...why ...
    Posted to Betsy Cook Harrison (Weblog) by 34598 on May 23, 2008
  • Cedar Rapids Market Conditions

    912 Single Family Listings Active on the Market in the Cedar Rapids Surrounding Area 510 Sale Pending Listings 566 Sold Listings Info is per CRAAR and for Cedar Rapids and surrounding communites for single family homes.   As always....if you would like more information on a certain area of town or price range...I would be happy to ...
    Posted to Betsy Cook Harrison (Weblog) by 34598 on May 12, 2008
  • Beware of this scam.........

    Get Your Deed From the Recorder – It’s CheaperNational Deed Service Inc. is sending mail to Linn County residents offering to provide a certified copy of a deed for $59.50.  “A certified copy of a deed is $6 from us,” said Linn County Recorder Joan McCalmant.  People can contact the Recorder’s Office at ...
    Posted to Betsy Cook Harrison (Weblog) by 34598 on May 8, 2008
  • Skogman Homes doing well.....

     With the Regency Homes annoucing last week that they had laid off all employees except upper managment and the news of the new construction market from the national media, I thought I would share a bit on Skogman Homes. This "down turn" has not effected Skogman Homes much...if at all. Within a 45 day period in March/April ...
    Posted to Betsy Cook Harrison (Weblog) by 34598 on May 6, 2008
  • Asked again this weekend..............

    Okay...I was asked again this weekend by a friend.....How really is the market doing?  I responded here in Cedar Rapids, it is great!.....I have started this year with a bang in sales and Skogman is on pace for another record year. He looked at me and said but there are SO MANY HOMES on the market....there are for sale signs ...
    Posted to Betsy Cook Harrison (Weblog) by 34598 on May 5, 2008
  • FHA is Gaining Popularity

    With many lenders not allowing for 100% financing any longer-- the FHA Loan is making a comeback.  Most people think that FHA has something to do with first time home buying- but that is NOT the case and with new standards that allow for less hoops to jump through, it is actually a great option. The current projection is that over 25% of all ...
    Posted to Betsy Cook Harrison (Weblog) by 34598 on April 30, 2008
  • Mortgage Update

    Market will watch for Fed chairman's comments to Congress Fed Chairman Ben Bernanke will be watched this week as he testifies before Congress about the state of the economy.  The Fed recently dropped short-term rates for the third time in two months and the markets will be listening for Bernanke's take on whether more rate cuts may ...
    Posted to Betsy Cook Harrison (Weblog) by 34598 on April 1, 2008
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